A major part of the Affordable Care Act, passed in 2010, comes into effect October 1, giving Americans increased access to affordable health insurance plans. Most Americans have private insurance to cover their medical care. That insurance is often partially subsidized by their employers. Elderly Americans receive health care largely paid for by a government trust fund. An estimated 40 to 50 million others — a majority of them considered the working poor — have no health insurance at ...
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